[nilesh]

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Can you provide me the Key Financial Ratios of SBI (State Bank of India) for the year 2016 and year 2015?

[Vishal Kotkar]

The Key Financial Ratios of SBI (State Bank of India) for the year 2016 and year 2015 are as follows:

Key Financial Ratios of State Bank of India

Mar '16 Mar '15

Investment Valuation Ratios
Face Value 1 1
Dividend Per Share 2.6 3.5
Operating Profit Per Share (Rs) 21.64 23.38
Net Operating Profit Per Share (Rs) 210.86 204.13
Free Reserves Per Share (Rs) -- --
Bonus in Equity Capital -- --


Profitability Ratios
Interest Spread 5.72 6.26
Adjusted Cash Margin(%) 6.07 8.12
Net Profit Margin 6.07 8.59
Return on Long Term Fund(%) 83.57 90.85
Return on Net Worth(%) 6.89 10.2
Adjusted Return on Net Worth(%) 6.89 10.2
Return on Assets Excluding Revaluations 185.85 172.04
Return on Assets Including Revaluations 185.85 172.04

Management Efficiency Ratios
Interest Income / Total Funds 7.6 7.94
Net Interest Income / Total Funds 2.64 2.87
Non Interest Income / Total Funds 1.31 1.18
Interest Expended / Total Funds 4.96 5.07
Operating Expense / Total Funds 1.86 1.96
Profit Before Provisions / Total Funds 2.01 2.03
Net Profit / Total Funds 0.46 0.68
Loans Turnover 0.12 0.12
Total Income / Capital Employed(%) 8.91 9.11
Interest Expended / Capital Employed(%) 4.96 5.07
Total Assets Turnover Ratios 0.08 0.08
Asset Turnover Ratio 0.08 0.08


Profit And Loss Account Ratios
Interest Expended / Interest Earned 65.25 63.9
Other Income / Total Income 14.68 12.9
Operating Expense / Total Income 20.89 21.47
Selling Distribution Cost Composition -- --
Balance Sheet Ratios
Capital Adequacy Ratio 13.12 12
Advances / Loans Funds(%) 78.34 77.39


Debt Coverage Ratios
Credit Deposit Ratio 83.56 84.47
Investment Deposit Ratio 29.39 30.07
Cash Deposit Ratio 7.42 6.76
Total Debt to Owners Fund 13.55 13.87
Financial Charges Coverage Ratio 1.42 1.41
Financial Charges Coverage Ratio Post Tax 1.11 1.15
Leverage Ratios
Current Ratio 0.07 0.04
Quick Ratio 10.84 10.78



Cash Flow Indicator Ratios
Dividend Payout Ratio Net Profit 20.28 19.51
Dividend Payout Ratio Cash Profit 17.32 17.98
Earning Retention Ratio 79.72 80.49
Cash Earning Retention Ratio 82.68 82.02
AdjustedCash Flow Times 148.55 110.9