[nilesh]

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Hi buddy here I am looking for State Bank Of India Clerical sample Interview Questions And Answers , as I have clear its written exam and going for appear in interview??

[Vishal Kotkar]

As you want here I am giving below State Bank Of India Clerical sample Interview Questions And Answers:

Q: What is the difference between trail balance & balance sheet?
A: Trail balance is just a rough balance made to check for any clerical mistake but a balance sheet reveals the company`s position in financial aspects.


Q: Can we know the profits of a company from its balance sheet?
A: No.Profit or loss of a company cant be known through their balance sheet but capital break-up can be found.


Q: What is bank rate & repo rate.How both differ?
A: Bank rate is rate of interest levied on long term loan obtained by commercial banks from RBI while repo rate is the rate of interest levied on short term loans.


Q. What is SLR & CRR? How SLR differs from CRR?
A: SLR is statutory liquidity ratio which is currently 23% that is banks must maintain 23% of their balances as gold or securities.



CRR is Cash Reserve Ratio.It is presently 4.75% which means 4.75% of the funds should be maintained with RBI by banks.



The main difference is SLR can be kept in banks, CRR has to be parked with RBI.


Q: Do you often visit banks?

A: Yes


Q: In every bank, why does probationary officer verifies a transaction after entered by clerk?
A: This is to reduce any possibility of errors