[nilesh]

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Hi buddy here I am looking for Bank of Baroda Home Loan application form , so that I could apply for the same , so would you plz provide me same here ??

[Vishal Kotkar]

Bank of Baroda offers different home loan products: Normal Home Loan, Home Loan to NRIs and PIOs; Home Improvement Loan; Baroda Home Loan Advantage; Baroda CRE Home Loan; and Baroda CRE Home Loan (Advantage).

Bank of Baroda Home Loan application form








Bank of Baroda Home Loan Details
Interest Rate 8.30% to 9.35%
Processing Fees 0.5% - 0.25% of the Loan Amount (Min of Rs.7500 to Max of Rs.20,000)
Loan Tenure 30 years
Pre-closure Charges Nil

Eligibility:

Minimum age: 21 years
Maximum age: Salaried individuals should have at least 1 year of service pending
Maximum repayment period: 30 years

Require document

Passport size photographs
Proof of identity, residence and age
Proof of office/business address
Bank statements of the last 6 months
Copy of Income Tax Returns of the last 3 years
Proof of investments such as insurance, fixed deposits or shares and stocks
Payslips of the last 3 months for salaried persons
For business owners/self-employed persons: Verified copies of Balance Sheets, Profit and Loss accounts, IT Return, assessment orders, advance tax challans (for both company/firm and personal account) for the last 3 years
Copy of documents related to the property to be purchased

Interest Rate:
Loan Product Interest Rate
Baroda Home Loan, Baroda Home Improvement Loan 1 year MCLR – 1 year MCLR +1%, depending on the risk rating of the applicant(s)
Baroda Home Loan Advantage Up to Rs.75 lakh: as per normal home loan rate More than Rs.75 lakh: 0.25% higher than normal rate
Baroda CRE Home Loan 0.25% more than normal home loan rate
Baroda CRE Home Loan (Advantage) Up to Rs.75 lakh: 0.25% higher than normal rate More than Rs.75 lakh: 0.50% higher than normal rate