[nilesh]

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Hello sir, is there any one can give m here info for to get loan against the fixed deposit of central bank of India?

[Vishal Kotkar]

At Central bank of India Loan / Advance facility is available under the scheme up to 90% of the deposit amount. ROI is charged as per Bank’s rules.

Fixed Deposit Receipt (FDR) is A Short term deposit to enable depositors to earn more rate of interest which is applicable for term deposit. Accordingly depositor can choose the period ( in number of days) as per their choice.

Amount of Deposit. Min. Rs 100/- & thereafter in multiples of Rs.100/-

Period of Deposit: Min. 7 days Max 120 months.

Required documents:
For identifications Proof(any one of the following)
Passport
UID ( Adhar Card )
Driving Licence
Voter ID Card
Pan Card
Govt. / Defense ID card
ID Card issued by Reputed employer

Loan against the fixed deposit of central bank of India:




Any one can open the Account:

A person in his individual capacity
More than one person in their joint names
A minor jointly with a major
A minor over the age of 12 years who can read and write and operate the account personally.(Maturity value should not exceed Rs.50000/-)
Charitable and educational institutions.
HUF
Blind Persons
Illiterate persons
Private Traders,Merchants,Agents,Professionals Partnerships Firms,Companies Clubs,Societies & Corporates.