[nilesh]

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I want to get the details of Baroda Health Policy of National Insurance Company Limited NICL so can you provide me?

[Vishal Kotkar]

Bank of Baroda offer value added services to their customers, they have developed a co-branded insurance product called as "BarodaHealth" (Mediclaim Insurance Policy) for Bank's Account holders

BarodaHealth (Mediclaim Insurance Policy)

It is a Medical Insurance Scheme, available only to account holders of our Bank, which takes care of the hospitalization expenses incurred by the customer up to the amount of sum insured, in respect of the following eventualities.

Any illness / disease

Accidental injury and/ or any ailment.

Any surgery that is required in respect of any disease or accident that has arisen during the policy period

The minimum hospitalization should be for 24 hours

Benefits :

Very low premium

In this co-branded product, single premium (generally payable for a single person) is payable and Medical Health insurance cover is available to family of -4- (self, spouse and 2 dependent children) up to the amount insured without any additional premium.

A member or all the members in insured family can avail hospitalization benefits during the policy period, to the extent of aggregate sum not exceeding the sum insured.

Premium paid is eligible for Income Tax exemption under Section 80 D as per Income Tax Rules.

Scope of cover:

Room, Boarding expenses as provided by the Hospital / Nursing Home.

Nursing expenses.

Surgeon, Anaesthetist, Medical Practitioner, Consultants, Specialists Fees.

Anaesthesia, Blood, Oxygen, Operation Theatre Charges, Surgical appliances, Medicines & Drugs, Diagnostic Materials and X-Ray, Dialysis, Chemotherapy, Radiotherapy, Cost of pacemaker, Artificial Limbs and cost of organs and similar expenses.




For more details here is the attachment