[nilesh]

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My father has account in Central Bank of India. He wants to apply for Visa Aspire Credit Card. Before applying for it, he wants to know about unique features of this Card. So someone is here who will tell me about unique features of Visa Aspire Credit Card offering by Central Bank of India?

[vikash]

The Central Bank of India offers several types of Credit Cards.

Credit Cards offering by Central Bank of India:

Titanium Credit Card
World Credit Card
Aspire Credit Card
Rupay Platinum
Visa Platinum Credit Card
Visa Gold Credit Card
Rupay Select Card

ASPIRE CREDIT CARD
Acceptance:
This Credit Card is accepted at all merchant outlets across the world.

Cash Withdrawal:
Card can be used at any ATM anywhere in the world.

Eligibility:
The minimum age of applicant should be 18 Years.

Applicant should be an accountholder of the Bank maintaining an Cent Aspire Fixed Deposit Account with the Bank

Documents Required:
Applicants have to open Cent Aspire Fixed Deposit account to apply for this Credit Card.

Card Limit:
Credit limit allowed upto 100% of the Fixed Deposit amount
(Minimum limit is Rs Rs 20,000 & Maximum Limit is Rs 10.00 lac)

Features of Card:
Card is secured for online usage with Verified by Visa Secure Code.

OTP is generated for every online transaction

Upto 55 days of credit-free card usage

Customer Care Services available 24x7x365

Benefit of Anmol rewardz 1 point per Rs 100/- spent

Card offers

Auto debit facility available

SMS alerts delivered to registered mobile number for every transaction, statement generation, payment due & periodic

Benefits:
Personal Accident Cover (against death) of Rs. 1.00 lac under Group Insurance Scheme.

Fee / Charges:
Card Issuance Fee – NIL (Excl Service Tax)
Card Renewal / Cancellation – Rs 100.00
ATM Transaction Charges – Rs 100 per withdrawal + 1.5% p.m. from date of withdrawal till date of repayment
Mark-up Fee (For Foreign Currency Transaction) - 3.50%
Railway Ticket Surcharge – 2.50% + Rs 30.00
Petrol Transaction Surcharge – 2.50%
Dishonour of Auto debit – Rs 150.00 per auto debit dishonour
Late Payment Charges – Rs 100.00
Service charge on unpaid amount beyond due date – 1.5% per month