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Can you tell me Saturday operating/working hours for National Electronic Funds Transfer (NEFT) & RTGS (Real Time Gross Settlement) in Union Bank of India?

[prince karak]

Both National Electronic Funds Transfer (NEFT) & RTGS (Real Time Gross Settlement) modules are available in Union Bank of India as a single module inside Internet Banking application.

One has to Register & confirm beneficiary before making any fund transfer. This registration & confirmation process is one time activity. Bank’s system sends Tracker ID as SMS for beneficiary confirmation.

Transaction amount less than Rs. 2, 00,000 will be treated as NEFT transaction, otherwise one will have to select NEFT or RTGS option for inter-bank fund transfer. For RTGS minimum amount is 2, 00,000.

NEFT Operating Hours:

Monday to Friday: 8.00Hrs to 18.30Hrs. Bulk NEFT File should be uploaded before 18:00Hrs for same day processing.

Saturday (except 2nd & 4th Saturdays):8.00Hrs to 18.30Hrs. Bulk NEFT File should be uploaded before 18:00Hrs for same day processing.

Sunday is holiday.

RTGS Operating Hours:

Monday to Friday: 8.00Hrs to 16.20Hrs. Bulk RTGS File should be uploaded before 15:50Hrs for same day processing.

Saturday (except 2nd & 4th Saturdays):8.00Hrs to 16.20Hrs. Bulk RTGS File should be uploaded before 15:50Hrs.

Sunday is holiday.

NEFT Charges:

1. For transaction amount up to Rs. 10,000 : Rs. 2.50 + taxes
2. For transaction amount above Rs. 10,000 & up to Rs. 1 Lac : Rs. 5.00 + taxes
3. For transaction amount above Rs. 1 Lac & up to Rs. 2 Lacs : Rs. 15.00 + taxes
4. For transaction amount more than Rs. 2 Lacs : Rs. 25.00 + taxes


RTGS Charges:

1. For transaction amount from Rs. 2 Lac & up to Rs. 5 Lacs:
Rs.25.00 + taxes (From 08:00 Hrs & up to 11:00 Hrs)
Rs.27.00 + taxes (After 11:00 Hrs & up to 13:00 Hrs)
Rs.30.00 + taxes (After 13:00 Hrs)

2. For transaction amount more than Rs. 5 Lacs:
Rs.50.00 + taxes (From 08:00 Hrs & up to 11:00 Hrs)
Rs.52.00 + taxes (After 11:00 Hrs & up to 13:00 Hrs)
Rs.55.00 + taxes (After 13:00 Hrs)