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Hi I would like to have brief about the Home Loans offered by ICICI Bank as well as the details on calculation of EMI for Home Loan?

[Vishal Kotkar]

ICICI Bank offers a bundle of home advance items at its least difficult and bother free way. To meet each client's diverse prerequisite, ICICI Bank Home Loan has bunches of enticing elements, for example, moderate financing costs, pre-endorsed home credit before property determination, longer residency with lower EMIs, uncommon EMI alternatives, special "Adjust Transfer" highlight, pre-affirmed home advances for specific clients, office to connection individual advance with home advance, gliding and settled loan costs, and parcels more. Know your Home Loan Eligibility with ICICI Bank Home Loan Eligibility Calculator and get your appropriate home advance affirmed quickly.

EMI is the shortened form for Equated Monthly Installment. Home Loan EMI is the month to month reimbursement that borrower ought to make to reimburse the home advance according to amortization plan.

Home Loan EMI Calculator

Calculate Home Loan EMI

Home Loan EMI CalculatorWith bring down EMIs, ICICI Bank Home Loans are light on your wallet. Bring down financing cost and reimbursement residency of up to 30 years guarantee an agreeable EMI for you amid the whole advance residency. You can assess your EMI by utilizing our component rich Home Loan EMI Calculator.

To lessen the EMI weight of a home credit that you have effectively taken from another bank or Non-Banking Financial Company (NBFC), apply here for adjust exchange and spare cash.

Settling on auto-charge office on ICICI Bank Savings Account for paying ICICI Bank Home Loan EMI, gains you remunerate focuses that can be reclaimed against energizing prizes from our accomplices.

Home Loan Interest Rate





Calculate EMI for Home Loan

Use the EMI Calculator to estimate your Home Loan EMI as well as also analyze interest and outstanding principal repayment accessible at the ICICI Bank website




ICICI Home Loan EMI calculator formula

P*r* (1+r)^n/([(1+r)^n]-1)

Here is an example of how ICICI Bank Home Loan EMI is calculated:
In above formula,
P = Loan amount. This can range from Rs. 1,500,000 to Rs. 100,000,000
r = Rate of interest per month. Current rate is 8.65%, which is linked to ICICI 1 Year MCLR, which is currently 8.20%. Last revised on 01st Apr 17
n = tenure in month. For ICICI Bank, this can be 360 months