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Old July 2nd, 2016, 04:27 PM
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Default south indian bank full account number

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Old July 2nd, 2016, 04:46 PM
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Default south indian bank full account number

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Old May 1st, 2017, 10:39 AM
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Default Re: south indian bank full account number

Can you tell me about the number of withdrawals allowed in Basic Savings Bank Deposit Account of South Indian Bank?
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Old May 1st, 2017, 10:39 AM
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Default Re: south indian bank full account number

Basic Savings Bank Deposit Account of South Indian Bank has simple banking rules with the following features:

o The account can be opened and operated either solely or jointly.
o The account can be opened with a zero balance.
o The number of withdrawals which also includes ATM withdrawals in the account in a month are limited to 4, exceeding which a charge of Rs. 20 + service tax will be levied on each transaction.
o Debit and credit transactions carried out by the customer should always be lower than Rs. 50,000 on each instance.
o Minors can also open an account by being represented by their parents or guardians.
o A 10 leaf cheque book will be available with the account on the customer’s request.
o A free ATM-cum-Debit Card is also issued without any annual maintenance charges.
o Collection of outstation cheques is permitted in the account which is not immediately credited.
o The account holders cannot open any other savings account with the bank and if any account is to be opened, the Basic Savings Account needs to be closed prior to opening another account.
o The savings account can be converted to any other type of savings account provided the minimum balance requirement of the converted account is maintained.

South Indian Bank Basic Savings Account Eligibility Criteria

o Children aged 10 years and above and up to 18 years can avail of the account
o An introduction from the principal/ headmaster/ head of department and a photo identity card are enough to open the account
• Mahila Plus Account – a savings account for women customers with the following features:
o This South Indian Bank women’s savings bank account is a packaged savings account with an additional recurring deposit account
o The minimum balance required to open the savings account is Rs. 5,000 while the recurring deposit account can be opened with a minimum balance of Rs. 1,000 for a term of 12 months
o The account can be opened on a joint basis (joint savings accounts) with a woman as the first account holder
o Nomination facility is available
o A free house-to-house travel insurance cover is provided free of cost to the woman applicant for up to Rs. 50,000 for theft, Rs. 10,000 for misfortune and Rs. 2,000 for baggage
o A free personal accident insurance cover is also provided free of cost for the first year of account opening for Rs. 1 lakh
o Free unlimited non-bank ATM usage and debit transactions through South Indian Bank branches
o 5 free demand drafts or pay orders totalling Rs. 50,000 available every month
o A monthly free limit of Rs. 2 lakh for NEFT or RTGS fund transfers
o A free 25 leaves cheque book every year
o A free ATM-cum-Debit Card with no annual maintenance charges
o Free facilities of internet banking, e-commerce, bill payments and mobile banking
o A free facility of registering and executing standing instructions to debit the savings account for transferring the money to recurring deposit account every month automatically
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