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I want to get the details of President's Choice Financial® Mastercard® of President's Choice Bank so can you provide me?

[prince karak]

President's Choice Financial Mastercard is provided by President's Choice Bank.

President's Choice Financial® Mastercard®, Use everywhere you shop to earn PC® points towards free groceries, Joe Fresh Style™ and more1.

President's Choice Financial® Mastercard®

Benefits-

Mastercard Global Service™ that replace your card or offer a cash advance in case of emergency

Up to four free additional cards on your account for family members, so you can earn PC points even faster

Free personalized convenience cheques to pay with at places that don't accept credit cards

Free Purchase Assurance in case of theft, loss or damage in the first 90 days6 when you pay in full with your PC Financial Mastercard credit card (learn more)

Free Extended Warranty that doubles the manufacturer's regular warranty for up to an additional year6 on items purchased with your PC Financial Mastercard credit card

Redeem-

Earn PC points for every $1 spent3 everywhere you shop.

How to redeem your PC points

You can start redeeming once you’ve earned 20,000 PC points, which equals $20 in free groceries. Or redeem higher amounts in further increments of 10,000 PC points (which is equivalent to a further $10 in rewards).

Just present your President's Choice Financial Mastercard or bank card at the check-out at participating stores where President's Choice® products are sold and tell the cashier that you're redeeming your PC points.

Annual Interest Rates-

Purchases rate in effect when your account is approved: 19.97%

Cash Advance rate in effect when your account is approved: 22.97%.

Promotional balance transfers: 0.97% for 6 months for balance transfers¹ made within 90 days of account approval.

They may, with prior notice, increase your Purchases and Cash Advances rate to the Performance rate of 25.95% for Purchases and 27.95% for Cash Advances following a review of:

Your account use (including whether you exceeded your credit limit or had any dishonoured payment transactions), or

Your credit bureau reports and credit history.

Your interest rates will increase to the Default rate of 25.97% for Purchases and 27.97% for Cash Advances if you:

Do not make the minimum payment by the due date for two consecutive months, or

Are not in full compliance with the terms of your cardholder agreement.

Minimum Payment

Any past due amounts, plus: your statement balance if $10 or less, or the greater of

(a) $10

(b) 2.2% of your total statement balance, or

(c) The interest charges and fees billed on the current statement plus $1.

Annual Fee - None

Other Fees - To be charged on the day the transaction occurs:

Cash Advance at a bank machine or teller in Canada: $3.50

Cash advance outside Canada: $5

Overlimit charge if over the credit limit on statement date: $29

Cash equivalent transaction (such as for a wire transfer or money order): 1% (minimum $5, maximum $10)

Dishonoured payment or convenience cheque: $42

Copy of a sales draft or previous account statement: $10

Credit balance refund made by cheque: $20

Balance Transfer: 1% of the transferred amount will be charged for balance transfers requested 6 months or more after account approval.

Inactive account: if on your statement date there is a credit balance on your account and there has been no activity on your account (meaning no debits, credits, interest or fees) for the preceding 12 consecutive months, your account is subject to a fee equal to the lesser of $10 or the credit balance amount.

Customer service: 00 1 416-223-0263