April 28th, 2017 02:03 PM | |
Vishal Kotkar | Re: health insurance policy of national insurance company The National Parivar Mediclaim Plus Policy covers the family including self, spouse, children and parents/parents-in-laws under one floater sum insured. This is a unique product which offers coverage as high as Rs. 50 Lakh, with many innovative features. The Policy can be renewed life-long. Basic features- Hospitalisation expenses are covered. Treatment under Allopathy, Ayurveda ,Homeopathy are covered upto full sum insured. Pre (30 days) and Post (60 days) Hospitalisation covered. 140+ Daycare treatments covered. Domiciliary treatment :- Plan A – Up to INR 1,00,000 Plan B – Up to INR 2,00,000 Plan C – Up to INR 2,00,000 Organ Donor’s expenses including pre and post hospitalisation Capping on any one illness No capping New features Maternity, Newborn baby cover :- Plan A – Up to INR 30,000 for normal delivery and INR 50,000 for caesarean section Plan B – Actual Plan C – Actual Infertility treatment Cover – Plan A – Up to INR 50,000 Plan B – Up to INR 1,00,000 Plan C – Up to INR 1,00,000 Anti-rabies vaccination Cover - Up to INR 5,000 Medical second opinion for 160 major illnesses Hospital cash benefit (per insured person,per day) – Plan A – INR 500, max. of 5 days Plan B – INR 1,000, max. of 5 days Plan C – INR 2,000, max. of 5 days Ambulance expenses (per insured person, in a policy year) – Plan A – Up to INR 2,500 Plan B – Up to INR 4,000 Plan C – Up to INR 5,000 Plus Features Air Ambulance expenses :- Plan A – Not covered Plan B – Up to 5% of SI Plan C – Up to 5% of SI Medical Emergency Reunion :- Plan A – Not covered Plan B – No sublimit Plan C – No sublimit Vaccination for children :- male child upto the age of 12 years, female child upto the age of 14 years Plan A – Up to INR 1,000 Plan B – Actual Plan C – Actual Post hospitalisation expenses for Doctor’s home visit & nursing care :- Plan A – Not covered Plan B – INR 1,000 per day, max. of 10 days Plan C – INR 2,000 per day, max. of 10 days Reinstatement of Sum Insured due to road traffic accident :- Covered in all the plans No sub limit of Room rent/ ICU charges in Plan B and C Optional cover (by paying additional premium) Pre-existing Diabetes & Hypertension – First yr – up to 25% of SI Second yr – up to 50% of SI Third yr – up to 75% of SI Critical Illness Benefit amount – INR 2,00,000/3,00,000/5,00,000/10,00,000/15,00,000/20,00,000/25,00,000 in addition to the SI Out-patient treatment Limit of cover per family- INR 2,000/ 3,000/4,000/ 5,000/ 10,000/ 15,000/ 20,000/ 25,000 in addition to the SI Other features - Good Health Incentives :- Plan A – Every 2 yrs., up to INR 5,000 irrespective of claims Plan B – Every 2 yrs., up to INR 7,500 irrespective of claims Plan C – Every 2 yrs., up to INR 10,000 irrespective of claims No claim discount on Premium- 5% discount on base premium Discounts - Online discount- @5% for new policies, @2.5% for renewal policies Long term discount - @4% for a two years’ term policy & @7.5% for a three years’ term policy Discount in lieu of Maternity/ Infertility cover after 45 years of age- @3% on the base premium for self and spouse Zonal discount- @4.4% for opting for Zone –II @11.11% for opting for Zone- III @20% for option for Zone-IV Income Tax Benefit (under section 80D of Income Tax Act), except the Critical Illness cover Silent Features- Sum insured INR 6 Lac to 50 Lac, available in 3 plans Plan A – INR 6/7/8/9/10 Lac Plan B – INR 15/20/25 Lac Plan C – INR 30/ 40/ 50 Lac Who can be covered Family includes Self, Spouse, Children &Parents/Parents in laws Renewability Lifelong Policy periodMin – 1 year, Max – 3 years Contact- National Insurance Company Limited 3, Middleton Street, Prafulla Chandra Sen Sarani , Kolkata, West Bengal, 700071. Telephone: 22831705 / , Fax: 22831740. |
April 28th, 2017 02:03 PM | |
Unregistered | Re: health insurance policy of national insurance company I want to apply for National Parivar Mediclaim Plus Health Insurance Policy of National Insurance Company Limited so can you provide me the details of policy? |
January 7th, 2016 05:35 PM | |
nilesh | health insurance policy of national insurance company Discuss about health insurance policy of national insurance company here. Welcome to Courses.ind.in and this page is for health insurance policy of national insurance company discussion. If you are looking for information on health insurance policy of national insurance company then ask your question is as much details as possible in the “Reply” box provided below. The more detailed your question will be, the more easy will it be for our experts to answers your query. And if you have any updated or latest information on health insurance policy of national insurance company, then please share you knowledge with our experts in the “Reply” box below. Your reply will be published here and your knowledge can help many people. Thanks for stopping by at Courses.ind.in. Please visit again. |