May 19th, 2017 11:48 AM | |
Vishal Kotkar | Re: term deposit in bank of baroda Bank of Baroda provides Term Deposits facility to their customers.Your money remains safe and secure with an option of easy liquidity. Term Deposits Loan/Overdraft facility up to 95% of the deposit amount additional to the accrued interest thereon (nature of requirement will not be a factor for withdrawal). For such loans interest shall be charged 1.50% to 1.75% (Depending on amount of loan) over the deposit rate with monthly rest in case of depositor -borrower and in case of others the rate of interest will be a little higher depending upon loan amount.Interest rate on Loan against deposits of Senior Citizens shall be charged at 1.25% over deposit rate. No processing fees will be charged for Loans and Advances against bank deposits. The Govt. of India accepts the money deposited in this plan as a security. Deposits can be accepted as the margin money for non-fund based facilities. Provision for nomination Minimum amount required to open an account - Rs. 1,000/-. Subsequent deposits in multiples of Rs. 100. Deposit Tenure: Minimum - 12 months. Maximum - 120 months. Interest is paid on half yearly basis. Documents required: Passport size photograph Proof of residence An introduction as per Bank's norms Interest Rate on Term Deposits (w.e.f. 25.04.17) Tenors Below Rs 1 Cr. 7 days to 14 days 4.50% 15 days to 45 days 4.50% 46 days to 90 days 5.75% 91 days to 180 days 6.25% 181 days to 270 days 6.50% 271 days & above and less than 1 year 6.50% 1 year 6.90% Above 1 year and upto 2 Years 6.90% Above 2 Years and upto 3 Years 6.90% Above 3 Years and upto 5 Years 6.75% Above 5 Years and upto 10 Years 6.50% Customer service: 1800 102 4455 |
May 19th, 2017 11:48 AM | |
Unregistered | Re: term deposit in bank of baroda I want to apply for Term Deposits in Bank of Baroda so can you please provide me the details of the Term Deposits? |
July 2nd, 2016 09:06 AM | |
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