May 19th, 2017 12:10 PM | |
Vishal Kotkar | Re: lakshmi vilas bank fd The Lakshmi Vilas Bank Fixed Deposit FD Account is the minimum amount of deposit shall be in accordance with the guidelines issued by the bank then and there. Fixed Deposit FD Account Who can open? Fixed Deposit accounts may be opened for a person after proper identification of the prospective depositor. The accounts may be opened by: i) An individual in his/her own name or ii) Two or more persons payable a. To all of them jointly b. Either or Survivor /s c. Any one or Survivor/s d. Former or Survivor/s Fixed deposit account can also be opened for: a. A minor represented by the guardian b. A literate minor of 12 years of age in his own capacity. c. A Partnership Firm, Joint Stock Company, Club, Society, Trust, etc. Period of Fixed Deposit - Deposits are accepted for a minimum period of 15 days and a maximum period of 120 months. Deposits could however be accepted for longer duration of more than 120 months in the following cases: Under the orders of a competent court. Where the interests of minors are involved. Payment of amount `.20,000/- and above - Where the maturity amount of a single deposit (i.e principle and interest) is `.20,000/- and above, the payment will be made by Pay order / DD/ or by way of credit to the respective SB/CA of the depositors. Further, copy of PAN card has to be produced by the depositor along with 15G/15H, to avoid higher TDS deductions, wherever required as per the RBI/Government guidelines. Loans - Loans may, at the discretion of the bank, be granted against the Fixed Deposit subject to a maximum of 75% of the deposit amount, at the rate(s) prescribed by the Bank from time to time. Contact- The Lakshmi Vilas Bank Ltd. Corporate Office LVB House,4/1,Sardar Patel Road, guindy,Chennai - 600032 Tamil Nadu, INDIA Toll Free : 1800-425-2233 Email : CallCenter@lvbank.in |
May 19th, 2017 12:08 PM | |
Unregistered | Re: lakshmi vilas bank fd I want to apply to open Fixed Deposit FD Account in Lakshmi Vilas Bank so can you tell me the eligibility and the other details of the Account? |
January 13th, 2016 11:42 AM | |
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