February 6th, 2018 09:21 AM | |
Vishal Kotkar | Re: current bplr of punjab national bank The Punjab National Bank is provides BPLR rate is 14 % and Base rate 9.15% Existing Borrowers Have The Option To Continue With The Existing BPLR System Till Expiry Of Their Existing Contract With The Bank Or Shift To The Base Rate System For Which They May Contact The Concerned Branch. Rate Structure For Retail Segment Term Premium (TP) of 0.50% is to be added where specifically mentioned Housing Finance To Individuals Including NRIs / Flexible Housing Scheme S.No. Scheme A. Under Floating Rate Option BR B. Under Fixed Rate Option BR+0.50% C. OD Facility to Existing Housing Loan Borrowers BR+0.50% Master Table for base rate: Internal Risk Rating/ PNB Score/PNB Score SME External rating AAA AA A BBB Unrated BB & Below Unrated$ A1 >80 BR+0.20 BR+0.25 BR+0.65 BR+1.25 BR+1.50 BR+2.15 BR+2.15 A2 >70<=80 BR+0.20 BR+0.30 BR+0.70 BR+1.30 BR+1.55 BR+2.15 BR+2.15 A3 >64<=70 BR+0.55 BR+0.65 BR+1.05 BR+1.65 BR+1.90 BR+2.50 BR+2.50 A4 >58<=64 BR+1.05 BR+1.10 BR+1.50 BR+2.10 BR+2.35 BR+3.00 BR+3.00 B1 >52<=58 BR+1.60 BR+1.65 BR+2.05 BR+2.65 BR+2.90 BR+3.50 BR+3.50 B2 >46<=52 BR+2.50 BR+2.55 BR+2.95 BR+3.60 BR+3.85 BR+4.45 BR+4.45 B3 >40<=46 BR+4.30 BR+4.35 BR+4.75 BR+5.00 BR+5.00 BR+5.00 BR+5.00 C1 >35<=40 BR+5.00 C2 >25<=35 C3 =25 For Car Loan Base Rate System: Parameter Repayment Period Interest Rate Floating rate of interest option: To individuals/ corporate where PNB Score is 60 &above OR where collateral security is available upto 100% orabove in the form of Mortgage of Immovable Property (IP)&/or liquid security for PROSPECTIVE BORROWERS. Up to 7 years BR+0.25% To women borrowers Up to 7 years BR+0.15% Others Less than 3 BR+0.50% 3 years & above BR+0.50% |
February 6th, 2018 09:18 AM | |
Unregistered | Re: current bplr of punjab national bank Hello sir, is there any one can provide me here current bas rates of Punjab National Bank? How to get Current Bplr Of Punjab National Bank? |
December 14th, 2015 10:31 AM | |
nilesh | Current Bplr Of Punjab National Bank Discuss about current bplr of punjab national bank here. Welcome to Courses.ind.in and this page is for current bplr of punjab national bank discussion. If you are looking for information on current bplr of punjab national bank then ask your question is as much details as possible in the “Reply” box provided below. The more detailed your question will be, the more easy will it be for our experts to answers your query. And if you have any updated or latest information on current bplr of punjab national bank, then please share you knowledge with our experts in the “Reply” box below. Your reply will be published here and your knowledge can help many people. Thanks for stopping by at Courses.ind.in. Please visit again. |