February 23rd, 2018 08:57 AM | |
Vishal Kotkar | Re: abhyudaya bank loan against property I am giving information about eligibility criteria required for Mortgage Loan (Loan Against Property) offering by Abhyudaya Bank: Eligibility: Loan amount would be derived at after ascertaining the repayment capacity of applicant based on net profit of the year, projected income, Debt Service Coverage ratio (DSCR) etc Purpose: For Business Purpose Maximum Amount to be given: Rs. 100.00 Lakh To Business Enterprises/ Firm/ Company/ Self- Employed Persons and Professionals for use in business. Prerequisites: Property i.e. (Flat, House, Gala, Office, Factory premises etc.) should be in the name of the Applicant or Co-Applicant. The Owner of the Properties would be accepted as Co-applicant if he/she is non-earning member. Repayment: 120 EMI Margin: 40% Membership: Applicant – Regular Membership. Sureties -- Loan up to Rs. 25.00 lakh - Nominal Membership. Loan above Rs. 25.00 lakh - Regular Membership. Sureties: Two surety of good means. Security: Mortgage & Insurance of immovable property. Service Charges: 1.30% of sanctioned limit . Share Linkage: 2.5% of amount sanctioned |
February 23rd, 2018 08:56 AM | |
Unregistered | Re: abhyudaya bank loan against property Someone is here who will tell me about Mortgage Loan (Loan Against Property) offering by Abhyudaya Bank? Actually my father wants to apply for Mortgage Loan (Loan Against Property) at nearest branch of Abhyudaya Bank, so tell about its eligibility? |
November 30th, 2015 05:19 PM | |
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