[nilesh]

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Would you please let me know more about PNB Pride Housing Loan For Government Employees offer by Punjab National Bank?

[Vishal Kotkar]

As you want to know details of Punjab National Bank, PNB Pride Housing Loan For Government Employees here I will get updates to you.

Purpose
For construction of house/ flat;
For purchase of built house/flat.
For purchase of under construction house/flat from Housing Boards/ Development Authorities/ Co-operative Societies/ Approved Private Builders/ Projects.
For carrying out Additions to the house/flat.
For carrying out repairs/ renovation / alterations/ cost of furnishing to the house/flat.
For meeting cost escalation in the cases of under-construction flats to existing Housing Loan borrowers.
For purchase of land/plot for house building

Eligibility
For permanent Employees of Central / State Governments/ Defence Personnel & Paramilitary Forces - Individuals or Joint owners

Quantum of Finance
For Construction/Additions/Purchase of House/Flat: Need based loan depending upon the project cost and repaying capacity.

For purchase of Land/ Plot for House Building: Maximum Rs.100 lacs for State Capitals and Metro and Rs. 50 lacs for other centers; (Higher amount may be considered on individual merit of case)

For repairs / renovation / alterations: Maximum Rs.25 lac.

Cost of furnishing may be included in the project cost with maximum upto 10% of eligible Housing loan with a maximum upto Rs.5.00 lac.

Margin
Housing Loan Upto Rs.75 lac 20%
Housing Loan Above Rs.75 lac 25%
Purchase of Land/Plot for House Building 25%

Charges e.g. stamp duty, registration charges and other documentation charges shall be borne by the borrower and shall not be considered towards margin money.

Address:-
Punjab National Bank
7, Punjab National Bank House, Bhikaji Cama Place, Delhi - 110066, Africa Avenue, Behind EIL

Phone:-
+(91)-11-26102303, 26196468
, +(91)-120-2490000
18001802222,18001032222
+(91)-11-26196491