[suman]

Discuss about personal loan interest rates in punjab national bank here. Welcome to Courses.ind.in and this page is for personal loan interest rates in punjab national bank discussion. If you are looking for information on personal loan interest rates in punjab national bank then ask your question is as much details as possible in the “Reply” box provided below. The more detailed your question will be, the more easy will it be for our experts to answers your query. And if you have any updated or latest information on personal loan interest rates in punjab national bank, then please share you knowledge with our experts in the “Reply” box below. Your reply will be published here and your knowledge can help many people. Thanks for stopping by at Courses.ind.in. Please visit again.

Hii sir, I Wants to Apply for the Personal Loan in the Punjab National Bank Will you Please provide me the Interest Rates for the Personal Loan of the Punjab National bank ?

[prince karak]

About the Punjab National bank :

Punjab National Bank is an Indian multinational banking and financial services company. It is a state-owned corporation based in New Delhi, India. Founded in 1894, the bank has over 6,968 branches and over 9,935 ATMs across 764 cities.


The Information About the personal Loan of the Punjab National bank is As Follow

Purpose of the Loan

To meet all types of personal needs (e.g., for medical treatment of self or a family member, marriage of self, son/daughter, defraying expenses on education of wards, expenses for domestic or foreign travel etc.)

Loan Eligibility
Confirmed/permanent employees of Central/State Govt./PSUs and all reputed companies/Institutions including Schools, Colleges, Universities, autonomous bodies, Hospitals/Nursing Homes, who are either drawing their salary through accounts maintained with our branches or these employers agree for check off facility.
Loan Amount

Minimum Rs.50000/-
Maximum:
For All borrowers:
Rs. 4,00,000 or 20 times monthly net salary whichever is lower subject to minimum Net monthly salary as under:
Metro Centres : Rs.15000/-
Urban Centres : Rs.12500/-
Semi- Urban/ Rural Centres : Rs.10000/-

Interest Loan

Loans upto Rs.10 lac -For individuals whose salary is being disbursed through our branches only (Including Defence Personnel). MCLR + 3.55%

*Loans above Rs.5 lacs & upto Rs.10 lac* -For other categories i.e., applicants not having salary account with our bank irrespective of check off facility.(*Field functionaries are not empowered to sanction these cases.) MCLR + 4.55%

Loans upto Rs.5 lac -For individuals who are availing the loan under check off facility (Including Defence Personnel)
MCLR + 5.55%

For others upto Rs.5 lac MCLR + 6.55%
Pension loan Personal Loan to Pensioners (Pension Loan) MCLR + 2.80%


Punjab National bank Personal Loan