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state bank of india home loan eligibility |
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Re: state bank of india home loan eligibility
The State Bank Of India SBI offer Flexipay Home Loan with flexible repayment option. SBI Flexipay Home Loan Higher Home Loan eligibility with flexible repayment option- Upto 1.2 times higher loan eligibility compared to loan eligibility under normal Home Loan schemes available to working professionals / executives. Loan amount, however, must be Rs.20 Lacs or higher. Option of selecting moratorium of upto 36 - 60 months. Only interest to be repaid during the selected moratorium period Longer repayment of 25 to 30 years is available under the scheme. However, customers will be free to make prepayments towards their Home Loan loan without any pre-payment penalty. Eligibility- The SBI Flexi Pay Home Loan can be availed by executives/ working professionals. Applicants must be salaried employees with a minimum of two years of experience. Applicants must be aged between 21 years and 45 years. Documentation for SBI Flexi Pay Home Loan: Duly filled loan application Three Passport size photographs Last six months’ Pass Book/ Statement of Bank Account Signature identification from present bankers Identity Proof (photocopies of Passport/ Voters ID card/ IT PAN card/ Driving licence/) Personal Assets and Liabilities statement Proof of residence (photo copies of recent Passport/ Electricity Bill/ Telephone Bills/ Property tax receipt/ Voters ID card) Additional documents required for salaried persons : Last two financial years’ copy of IT Returns or TDS certificate on Form 16 which is duly acknowledged by IT Department. Original Salary Certificate from employer Additional documents required for self- employed/ Professionals/ other IT assesses: Proof of business address for non-salaried individuals Proof of Advance Income Tax having been paid (photocopies of challans). Copy of Acknowledged Assessment Orders/ I.T. returns for three years. Contact- Toll free number: 1800 11 2211 Toll free number: 1800 425 3800 Toll number: 080-26599990 |
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