[nilesh]

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I want to know the rate of Interest on Loan Against Gold Coins in Punjab National Bank so can you please tell me?

[Vishal Kotkar]

Punjab National Bank offers Advance Loan Against Gold Jewellery / Ornaments & Gold Coins For productive purposes such as agricultural/allied and other activities as well as for non-productive purposes (meeting medical, educational, marriage expenses and other unforeseen expenses etc.)

Advance Against Gold Jewellery / Ornaments & Gold Coins Rate of Interest

Gold loan

Productive Purpose

For agriculture MCLR+1.60%
Others MCLR+2.60%

Non-Productive Purpose
Public/Staff MCLR+2.60%

Advance against Mortgage of Immovable Property (IP)

Risk rating/ PNB score Repayment period < 3 y Repayment Period =3 yr
A1 / >80 MCLR +1.75 MCLR +2.25
A2 / > 70 = 80 MCLR +2.00 MCLR +2.50
A3 / > 64 = 70 MCLR +2.25 MCLR +2.75
A4 / > 58 = 64 MCLR +2.50 MCLR +3.00
B1 / > 52 = 58 MCLR +2.75 MCLR +3.25
B2 / > 46 = 52 MCLR +3.00 MCLR +3.50
B3 / > 40 = 46 MCLR +3.50 MCLR +4.00
C1 / > 35 = 40 MCLR +4.00 MCLR +4.50
C2 / > 25 = 35 MCLR +4.50 MCLR +5.00
C3 / = 25 MCLR +5.50 MCLR +6.00

Contact-

Corporate Office:

PNB
7, Bhikhaiji Cama Place, New Delhi -110 607