[nilesh]

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Hi buddy here I am looking for info related to Citibank Cash Back Credit Card, so would you plz let me know about the same ,a s I am going to apply for the same ??

[Vishal Kotkar]

Citibank is the consumer division of financial services multinational Citigroup. Citibank was founded in 1812 as the City Bank of New York

Citi Cash Back Credit Card has been designed to return a portion of spends to the customer.


Citi Cash Back Credit Card- Fees and Charges

Annual Fee- The annual fee of Rs 500 is billed in the first month of card statement and then every 12 months thereafter.
Interest Rate- A variable interest rate ranging between 37.20% and 42.00% per annum will be charged on this credit card.

Cash Advance Fees 2.5% with a minimum amount of Rs. 500
Late Payment Charges

For outstanding balance of up to Rs. 10,000 – Rs. 300
For outstanding balance between Rs. 10,001 and Rs. 25,000 – Rs. 600
For outstanding balance above Rs. 25,000 – Rs. 950

Over Credit Limit Charge 2.5% of the amount over the credit limit
(with a minimum charge of Rs. 500)
Cheque/Electronic Clearing Service (ECS)/Automated Clearing House (ACH) Bounce
Charge Rs. 500 per returned cheque/ECS/ACH
Fuel Transaction Charge

1% of the total bill amount (with a minimum amount of Rs. 10)
Railway Ticket Booking Surcharge 1.8% of the transaction value

Statement Request (for beyond 3 months) Rs. 100
Reissue of Lost, Stolen or Damaged Card Rs. 100
Foreign Currency Transactions Mark up of 3.5%
Cash Deposit at Citibank Branches Rs. 250 per deposit
Cash Deposit at Citibank ATMs Rs. 100 per deposit