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State Bank of India (SBI) offers lowest interest rates & EMI; longest repayment tenure (7 years); financing on ‘on-road price': on-road price includes registration, insurance and extended warranty/ total service package/ annual maintenance contract/ cost of accessories. In it interest calculated on daily reducing balance; there is no pre-payment penalty or foreclosure charge; there is no advance EMI. Auto Loans Interest Rates w.e.f. 01.11.2017 (1 year MCLR 7.95% P.A) Schemes 1. i) SBI Car Loan, ii) NRI Car Loan, iii) Combo Loan Scheme, iv) Assured Car Loan Scheme, v) SME Retail Car Loan Scheme (excluding Taxi, Transport Operators and fleet segments in SME) From 8.70% to 9.20% 2. Certified Pre-owned Car Loan Scheme 4.65% above 1 year MCLR i.e. 12.60% p.a 3. Super Bike Loan Scheme 3.65% above 1 year MCLR i.e. 11.60% p.a 4. SBI Two-Wheeler Loan 9.25% above 1 year MCLR i.e. 17.20% p.a 5. Loyalty Car Loan Scheme SBI Car Loan, NRI Car Loan and Combo Loan Scheme For Men: 1.15% above 1 year MCLR i.e. 9.10% p.a. For Women: 1.10% above 1 year MCLR i.e. 9.05% p.a. Certified Pre-owned Car Loan Scheme Men: 2.45% above 1 year MCLR i.e. 10.40% p.a. For Women: 2.40% above 1 year MCLR i.e. 10.35% p.a. State Bank of India Car Loan Interest Rate ![]() |
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