[nilesh]

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What are service charges for Cash Credit (CC) Account in Bank of Baroda? Actually my friend wants to open CC Account in this Bank. So please tell me about service charges for Cash Credit (CC) Account in Bank of Baroda?

[Vishal Kotkar]

As you want to know about service charges for Cash Credit (CC) Account in Bank of Baroda, so here I am providing all service charges for CC Account:

Bank of Baroda Cash Credit (CC) Account Service Charges:
Ledger folio charges
Free folio allowed p.a. based on Av. Cr. bal. as
Av.Cr. Bal (Rs.) Free folios
Up to Rs.1 lac 2
Above Rs.1 lac - All Free

Charges for Standing instructions
Rs. 50/- per transaction plus applicable remittance charges in case of credits for outside the branch

Charges for inability to carry out standing instructions due to insufficient balance in the account
100/- per occasion.

Charges for Stop Payment instructions (Per instrument)
CA./CC./OD - Rs. 200/- per instrument

In case of loss of complete blank cheque book
C.A./C.C./OD – Rs. 1000/-

Issue of Solvency Certificate
Non commercial – Rs. 300 per lac
Commercial – Rs. 300 per lac.
Min. Rs. 1500/- Max. Rs. 25000/-

Opening accounts with restrictive operations
Current, Cash Credit, Over Draft Account One time at the time of acceptance of instruction or at the time of modification
Rs. 500/-

Allowing operations in an a/c through
a) Power of Attorney Savings Bank Accounts - Rs. 500/-
b) Mandate Current, Cash Credit, Over Draft Account - Rs. 1000/-

Change of authorized signatory including reconstitution of A/c.
Current, Cash Credit, Over Draft Account Rs. 250/- per change