[Kavita]

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How to pay the premium of Mediclaim Policy offer by New India Assurance Company Limited and also let me know more about the policy?

[Vishal Kotkar]

According to me the premium is payable in Rupees and Claims settled abroad in foreign Currency for Mediclaim Policy which is fixed by New India Assurance Company Limited and here I will get details of policy.

Here are some information about policy

Scope
Medical expenses incurred by the insured persons, outside India as a direct result of bodily injuries caused or sickness or disease contracted are covered.

Eligibility

Age Limit: 6 months and above upto 70 years.

Policy is to be taken prior to departure from India.

Medical Reports are required for:

Trip is for period over 60 days and if
Insured person is over 60 yrs of age visiting USA/Canada
Insured is over 70 yrs of age and visiting countries other than USA/Canada.

Proposal reveals that insured had suffered from/suffering from any illness/disease.

The Proposal Form should be accompanied with (1) ECG printout with report and (2) Fasting blood Sugar and Urine Sugar, Urine Strip Test Report or any other medical report required by the company etc. along with the attached questionnaire II (B) to be completed and signed by the Doctor with minimum M. D. qualification conducting the test.

Major Exclusion
All pre-existing disease/illnesses are not covered (known and unknown).

Traveling against Medical advice or for Medical treatment including routine check-up.

First USD 100 of all claims are to be borne by the traveller.

Please refer to Policy for further details.

Note: Policy details given are indicative, not exhaustive. Please contact your nearest "NIA office" for further details.

Types of Plan
A-1 (World wide excluding USA/Canada)
A-2(World wide excluding USA/Canada)
B-1 (World wide including USA/Canada)
B-2 (World wide including USA/Canada)
E-1 CFT (World wide including USA/Canada)
E-2 CFT (World wide including USA/Canada)

Mediclaim Policy



Address:-
New India Assurance Company Limited
87, M.G. Road, Fort,
Mumbai 400 001.