South Malabar Gramin Bank Housing Loan


I recently opened an account in the South Malabar Gramin Bank and searching for the Housing Loan details. Will you tell what the eligibility required for apply for South Malabar Gramin Bank Housing Loan also provide details about Limit & Margin and registered address of this bank?


South Malabar Gramin Bank Malappuram Kottakunnu was a Regional Rural Bank in India, and had its headquarters at Malappuram in Kerala. Its area of operation was limited to 8 districts in Kerala, India

South Malabar Gramin Bank Housing Loan

KGB provides Home Loans at very attractive rates. Moreover KGB offers loans for Purchase/Construction/Renovation of house/Flat.


Individuals and NRI having sufficient and regular income
Age of the applicant shall not be more than 55 years

Limit & Margin


For Residents 5 times of annual income
For NRI – 4 times of annual income


20% of the total cost

Equitable Mortgage of land and building constructed / to be constructed / to be purchased by Bank Finance.
The value of the property should be atleast 125% ot the loan limit.


Head Office
KGB Towers,
AK Road, Uphill,
PB No. 10,
Malappuram, Kerala, India,
PIN. 676 505.
Customer Care : 0483 2733509
Fax : 0483 2736987
Email :

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