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Platinum Visa Card Citibank |
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Re: platinum visa card citibank
Citibank is the consumer division of financial services multinational Citigroup. Citibank was founded in 1812 Citibank Platinum Credit Card is one of the best credit cards, which ensures that it is a one stop solution to all your problems. The Citibank Platinum Credit Card is tailored to meet the changing demands and requirements of the customers. Hence, as a Platinum Member, every spend using the credit card is definitely going to be a rewarding experience for you Fees and Charges: Fees - The Citibank Platinum Credit card has no joining fee or renewal fee associated with it. Charges: Annual Fees and Joining Fees Joining and Annual fees for both Primary card and Additional card will be communicated when they are sourced Service Charge / Interest Rate The interest rate keeps varying between 3.10% per month (37.20% per annum) and 3.50% (42.0% per annum) depending upon several important parameters that include spends, utilization, pattern of repayment, etc. 3.5% per month (42.0% per annum) is the maximum interest rate in case of a default Cash Advance fee Over Credit Limit Charge Charges for Late Payment (monthly basis) Petrol Transaction Charge ECS bounce charge / Cheque bounce charge 2.0% on the amount advanced. The cash advance fee is subject to USD 7.5 at all the International ATMs and 300 INR in India 2.5% of the total amount over the credit limit. It is subject to a minimum amount of 500 INR Up to 10,000 INR – 300 INR 10,001 to 25,000 INR - 600 INR More than 25,000 INR – 700 INR 2.5% waived off at all outlets of Indian Oil when you make the payments using Citibank EDCs Per returned cheque / ECS – 350 INR Booking for railway ticket or cancellation surcharge (For booking at the counter) Booking for railway ticket Surcharge (For booking over the internet) Charges for card replacement Request for Statement (beyond three months) 2.5% of the total value of transaction. It is subject to a minimum amount of 25 INR For regular transactions it is 1.8% of transactions value and for 3 EMI transaction it is 2.8% of the transaction value 100 INR 100 INR Cheque charge for outstation ( Charge based on the value of instrument / cheque) Transaction of Foreign currency Up to 10,000 INR it is 50 INR per cheque 10,001 INR to 1,00,000 INR it is 100 INR per cheque Above 1,00,001 INR it is 150 INR per cheque Mark up to 3.5% along with service tax as applicable Credit card repayments made in cash at Citibank branches Credit card repayments made in cash at Citibank ATMs 100 INR 50 INR |
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