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allahabad up gramin bank interest rates |
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Re: allahabad up gramin bank interest rates
Ok, I am telling you the current Interest Rates in Allahabad UP Gramin Bank. Allahabad UP Gramin Bank Interest Rates Rate of Interest on Term Deposits It has been decided by the Bank to revise the interest rate structure for Domestic Term Deposits of different maturities below Rs.1.00 Crore with effect from 02.12.2016. The revised interest rates are as under:- Tenor Existing Interest Rate p.a. (%) Revised Interest Rate 18.11.2016 p.a. (%) (w.e.f. 02.12.2016) For below Rs.1.00 cr For below Rs.1.00 cr 7 days to 14 days 4.50 4.50 15 days to 29 days 4.75 4.75 30 days to 45 days 5.25 5.25 46 days to 60 days 6.00 5.75 61 days to 90 days 6.25 6.00 91 days to 179 days 6.50 6.25 180 days to 269 days 7.00 6.75 270 days to 364 days 7.00 6.75 1 year to less than 2 years 7.25 7.00 2 years to less than 3 years 7.25 7.00 3 years to less than 5 years 7.25 7.00 5 years and upto 10 years 7.25 7.00 The above rates will be applicable for fresh deposits and renewal of deposits and are subject to revision at any time. Existing additional 0.5% interest rate for senior citizens will be continued as per existing guidelines. For deposits Rs 1 crore & above: Interest rates will be decided by Branches/Regional Offices in consultation with Head Office. Rate of Interest on Advances Rate Of Interest On Advances Sl.No. Particulars Interest Rate p.a. (%) PLR w.e.f. 01.10.2015 13.75 For Public 1 Kishan Credit Card (KCC) Upto Rs.3.00 lakh 7.00 Above Rs.3.00 lakh uptoRs.5.00 lakh PLR-1.50 Above Rs.5.00 lakh (up to Rs.10.00 lac) PLR-1.50 Above Rs.10.00 lakh PLR-1 2 Agriculture & Allied Agriculture Activities other than KCC (Working Capital & Term Loan) i Upto Rs.50000 PLR-3.50 ii Above Rs.50000 uptoRs. 2.00 lakh PLR-2.50 iii Above Rs. 2.00 lakh uptoRs. 5.00 lakh PLR-1.50 iv Above Rs. 5.00 lakh& up to Rs. 10.00lakh PLR-1.50 v Above Rs. 10.00 lakh PLR+1.00 vi Where working capital and Rate of interest on W.C. & T.Lwill be decided separately Term Loan both included 3 Micro Small and Medium Enterprises 3(A) Micro Enterprises upto Rs.10.00 Lakh i Loan uptoRs. 50,000/- PLR - 3.50 ii Above Rs.50000 /-uptoRs. 2.00 lakh PLR - 2.50 iii Above Rs. 2.00 Lakh uptoRs. 10.00 Lakh PLR - 1.50 iv Above Rs.10.00 Lakh & above(Linked to rating) iv (a) A Rating PLR - 2.50 iv (b) B Rating PLR - 2.50 iv (C) C Rating PLR - 1.50 iv (d) D Rating PLR - 1.50 iv (e) E Rating PLR +1.50 3(B) Small enterprises upto Rs.10.00 Lakh i Loan uptoRs. 50000/- PLR - 3.50 ii Above Rs.50000 upto 2.00 lakh PLR - 2.50 iii AboveRs. 2.00 Lakh upto 10.00 Lakh PLR - 1.50 iv Above 10.00 Lakh & above(Linked to rating) iv (a) A Rating PLR - 2.50 iv (b) B Rating PLR - 2.50 iv (c) C Rating PLR - 1.50 iv (d) D Rating PLR - 1.50 iv (e) E Rating PLR +1.50 3(c) Medium Enterprises(UptoRs. 10.00 Crore) i Loan upto Rs.50,000/- PLR - 3.50 ii Above 50,000/- upto Rs.2.00 lakh PLR - 2.50 iii Above 2.00 Lakh uptoRs. 10.00 Lakh PLR - 1.50 iv Above Rs. 10.00 Lakh & above (Linked to rating) iv (a) A Rating PLR - 2.50 iv (b) B Rating PLR - 2.50 iv © C Rating PLR - 1.50 iv (d) D Rating PLR - 1.50 iv (e) E Rating PLR +1.50 3(c)a Medium enterprises(above Rs.10.00 Crore) i Loan upto Rs.50,000/- PLR - 3.50 ii Above Rs. 50,000/- uptoRs. 2.00 Lakh PLR - 2.50 iii Above Rs.2.00 Lakh uptoRs. 10.00 Lakh PLR - 1.50 iv Above Rs.10.00 Lakh& above (Linked to rating) iv (a) A Rating PLR - 2.50 iv (b) B Rating PLR - 2.50 iv (c) C Rating PLR - 1.50 iv (d) D Rating PLR - 1.50 iv (e) E Rating PLR +1.50 4 Education Loan i Upto 4.00 lakh PLR –1.00 ii Above 4.00 lakh PLR - 1.00 5 GyanDeepika PLR -0.50 6 SB OD,OD scheme for pensioners PLR +1 7 SB OD (No Frill Accounts) PLR -1.50 8 Personal Loan to salaried persons, OD scheme for salaried class PLR +0.50 9 Loan against Rent to owner PLR +2 10 Car/Jeep loan i Salary Tie up/Full collateral / PLR -3.00 ii Doctor/Medical Practioners PLR -3.00 iii Others PLR -3.00 11 Two Wheelers i Salary Tie up/Full collateral / PLR -1.25 ii Doctor/Medical Practioners PLR -1 iii Others PLR -1 12 Property Loan PLR +1 13 SHG (General) PLR – 4 14 SGSY UptoRs. 50,000/- 9.00 Above Rs. 50,000/- upto Rs.2.00 lakh PLR Above Rs. 2.00 lakh PLR+1 15 SCC PLR -3 16 ACC Upto Rs. 25,000/- PLR -3 AboveRs. 25,000/- PLR 17 LUCC PLR 18 Merchant Credit Scheme PLR +1 19 GCC PLR 20 Loan for Other purposes 21 Solar Home Lighting (General Scheme) PLR -2.50 22 Solar Home Lighting under JNNSM PLR Surplus portion above Benchmark 23 Against own Bank Deposits Deposit Rate + 2 over and above Deposit rate 24 Against Third Party Deposits over and Deposit Rate + 3 above Deposit rate 25 Housing Loan scheme-Public FLOATING Fixed i For Repayment period upto Five Years PLR-3 11% ii For Repayment Period above Five Years and upto Fifteen Years PLR-2.25 11.75 iii For Repayment Period above Fifteen Years and upto Twenty Years PLR-1.75 12.25 Note: 1. Under SGSY interest on Group loan will be charged on the basis of share amount of individual member. 2. Interest rebate of 0.50 % will be allowed to women borrowers. Contact- HEAD OFFICE: Allahabad UP Gramin Bank DM Colony, Civil Lines Banda, (U.P.)210001 Tel :05192-220109, 221096 Fax :05192-221463 Email: ho@aupgb.in |
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